I will always sing the praises of Atlanta Mortgage Lending! Ernie and May Smith were more than just mortgage lenders, they were instrumental in saving my sanity. In brief, the home that I wanted was deemed a nightmare from the day I made the offer (April 4, 2010)! The seller’s agent was a novice and was not very helpful in the short sale process at first, but the Smiths became my allies and worked to get my loan approved and more!
Ernie was the brass tacks of the operation and May was the listening ear (which I desperately needed). The Smiths worked daily on getting my tax transcript that was delayed past the offer date and once the tax info was released from the IRS, I thought I’d be home free… NOT! Once the appraisal was complete, there was a mold issue in the basement which meant that I could not get past underwriting without investing my own money to have it remediated. I did get the mold removed; Ernie pushed the loan through underwriting, and thought this is the last step… NOT!
The loan was approved in early May and an extension written on the contract, but there was a “surprise” lien on the property that shouldn’t have been there. The seller had a personal tax issue and that almost put a halt to my home-buying. THIS is when the seller’s agent and May Smith became tenacious and assisted in removing this lien. Ernie and May continued to keep me informed daily and when the lien was removed, the Smiths tried to get a closing for that day (June 4). I was scheduled to go on vacation June 5th and the Smiths wanted me to knowing that I was a new home owner.
Well, in the title search process, the closing attorney found yet another lien on the property and closing was stalled (again). The Smiths never gave up, and while I was on vacation, worked with the seller’s agent to get the second lien removed.
To make a long story short, Ernie and May Smith (and the closing agent) were able to get a clear title and we closed on the home on June 25, 2010. After nearly three months of crying, conversing, and consoling, I purchased my home. I can undoubtedly say that if it weren’t for the Smiths at Atlanta Mortgage Lending, I would not have had a prayer in purchasing my new home! They are my angels here on earth and we tease each other about having to wean ourselves off of one another because, during the last 30 days of the loan process, we talked daily.
I still call and email them every other day and I believe that the Smiths at Atlanta Mortgage Lending are more than lenders; they have weathered the storms with me and have become my friends! I will always sing the praises of Ernie and May Smith at Atlanta Mortgage Lending!!!
This letter is to share my thoughts about how my real estate agent really WORKED for me.
Although I was responsible for finding my home, Jeff Anderson was instrumental in making it mine. Jeff worked tirelessly in protecting my interest as a buyer through the home-buying process. When there were issues regarding the home, he took the reigns and led me and the seller’s agent through the hoops that had to be jumped (and there were plenty of issues from liens to mold to contract extensions).
If I were to ever need to buy another home, I would use Jeff Anderson and, in the meantime, will refer him to all my friends and colleagues at work who are in the home buying process.
Jeff Anderson can be contacted at 678-230-6970 or firstname.lastname@example.org